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Quick List of the Top 20 Changes from the Obama Health Care Bill
JUST THE FACTS 
Tags: health care, reform, bill, Obama, vote, healthcare, top 10, top 20, effects, facts, quick, Barack
Here are the quick facts about the new health care reform under President Barack Obama:
| | End to pre-existing conditions for children. Ban on discrimination (pre-existing conditions) for adults in 2014. |
| | Small business tax credits. Businesses with fewer than 50 employees will get tax credits covering up to 50% of employee premiums. |
| | Seniors get 'Donut Hole' Rebate. Next year, 50% will be filled. |
| | More Young Adults covered on parents' plans. Cut-off age rises to 27. |
| | No Lifetime caps. Annual caps will be limited, and banned in 2014. |
| | Adults with pre-existing conditions covered. Temporary high-risk pool will be set up. Health care exchanges will eliminate program in 2014. |
| | New insurance plans must include preventative care. New plans must cover checkups and other preventative care without copays. All plans will be affected by 2018. |
| | End of 'Recissions'. Insurance companies can no longer cut off someone when he/she gets sick. |
| | Transparency in Insurance Companies. Insurers must now reveal how much money is spent on overhead. |
| | Customer appeals process. Any new plan must now implement an appeals process for coverage determinations and claims. |
| | Indoor Tanning Services Tax. |
| | Enhanced fraud abuse checks. |
| | Medicare Expansion to Rural Areas. |
| | Deductions for Blue Cross Blue Shield. Non-profit Blue Cross Organizations will be required to maintain a medical loss ratio of 85 percent or higher to take advantage of IRS tax benefits. |
| | Nutrient content disclosure. |
| | Better coverage for early retirees. |
| | Better consumer information on the Web. |
| | Encouraging Investment in New Therapies. Two year temporary credit (up to max of 1 billion) to encourage investment in new therapies for the prevention and treatment of diseases. |
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