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How To Spot And Handle Fraudulent Telephone Solicitations  
HOW TO ListAfterList List

Tags: Telephone Solicitators, Telephone Problems, Prank Calls, solicitation

You may not be able to put a freeze on cold calls, but you can learn how to spot those that spell f-r-a-u-d. Here's how:

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  • Say no to high-pressure sales tactics. Legitimate businesses respect the fact that you're not interested.
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  • Tell callers if you don't want to hear from them again. If they call back, they're breaking the law. You can feel comfortable hanging up.
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  • Take your time when you're presented with a sales "opportunity." Ask for written information about the product, service, investment opportunity, or charity that's being pitched. Don't talk with a salesperson if it's not convenient for you. A reputable salesperson should be willing to call you back at a time you choose.
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  • Talk to a friend, relative or financial advisor before you respond to a cold call. Any investment you make may have serious financial consequences for you - and the people you care about.
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  • Hang up if you're asked to pay for a prize. Free is free.
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  • Don't send money - cash, check or money order - by courier, overnight delivery, or wire to anyone who insists on immediate payment.
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  • Keep information about your bank accounts and credit cards to yourself - unless you know who you're dealing with.
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  • Hang up if a telemarketer calls before 8 a.m. or after 9 p.m. That's a tip-off to a rip-off.
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  • Check out the company with your state and local consumer protection office before you buy any product or service, or donate money.
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  • If you suspect a scam, call your state Attorney General.

    Lister: Angie
    Source: FTC

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