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10 Questions to Ask Your Mortgage Lender  
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Tags: mortgage loans, loan application, questions, money

Here are the 10 key questions to ask at application time to help you find the best overall mortgage loan.

1.	What is the interest rate on this mortgage?
2.	How many discount and origination points will I pay?
3.	What are the closing costs?
4.	When can I lock the interest rate and what will it cost me to do so?
5.	Is there a prepayment penalty on this loan?
6.	What is the minimum down payment required for this loan?
7.	What are the qualifying guidelines for this loan?
8.	What documents will I have to provide?
9.	How long will it take to process my loan application?
10.	What might delay approval of my loan?

Lister: Andrea
Source: Bankrate.com

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